The server is currently full :C

[tbar]

On the other hand, I believe there are a lot of quite illiterate users who want to "just download and run", just like the official MC server - it just works out of the box. Perhaps including a (safe) default settings.ini instead of the ".example" one? And putting all the features it provides in it, just commented out?

I didn't think about like that.. A safe default settings.ini sounds like the best -- and easiest -- way to go.

Another possibility would be an installer. I can work with Inno Setup decently so I could cook one up without much trouble. Is it worth bothering?

I think your time is better spend elsewhere